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Prepaid Cell Phones. If you're tired of being locked into a year-long or multi-year commitment just to own a cell phone, a prepaid plan is a great alternative. You'll get a great phone that suits your needs and you'll enjoy more flexibility and more control over how much you spend at .

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Prepaid cards aren't like credit cards, which offer Section 75 protection as part of the Consumer Credit Act. However, you'll have access to Visa and Mastercard's chargeback schemes instead. Chargeback schemes give you a chance to get your money back if you buy faulty goods, a service isn't provided, or a company goes bust and goods aren't.